INANI TRADING LTD. Investment Memorandum

Open Opportunity in Allany’s Agriq

  • Capital Request: N30 million
  • Investment Structure: Short-term debt
  • Unit Cost: 1 million
  • Tenor: 6 months
  • Interest Rate: 17-22% per annum, Paid Monthly

Allany’s Agriq (‘’the Company’’) is an agro-commodity trading company that sources and purchases high-quality raw cashew nuts and sesame seeds from various Local Buying Agents (LBA). As sesame season approaches, Allany’s Agriq requires working capital investment to increase turnover, dictate better terms of trade, and increase weekly trade volumes. To successfully meet their target for the year, Allany’s Agriq seeks to raise N30 million as working capital for the upcoming sesame season.

PearlMutual Consulting has facilitated an estimated N250Million as working capital from investors since 2018. In addition, all interest payments to investors were paid promptly, while the principal was fully liquidated on or before the due date.

Open Opportunity in Esteemma Diamond Global Investment Limited

  • Capital Request: N30 million
  • Investment Structure: Short-term debt
  • Unit Cost: 1 million
  • Tenor: 6 months
  • Interest Rate: 17-22% per annum, Paid Monthly

Esteemma Diamonds Global Investment Limited (“Esteemma” or “EDGIL”) plans to build on the momentum from the cashew season and turn its attention towards processing cashew, maize, sesame, and soya for the remainder of the year. Esteemma has also been appointed by Julius Berger as their sole sourcing agent of cashew, maize, sesame, and soya commodities that they plan to export. To achieve its goals for this year, Esteemma is seeking to raise N30,000,000.00 as working capital.

Esteemma was the first company to request funding from the BridgeAngels platform. In the past 3 years, BridgeAngels has disbursed roughly N200,000,000.00 to the company and has never failed to return all interest and principal payments to investors on time. Esteemma’s dedication to consistent and prompt interest payments, including principal liquidations, has secured its position as one of our success stories.

Open Opportunity in Mayor Farms

  • Capital Request: N150 million
  • Investment Structure: Short-term debt
  • Unit Cost: 1 million
  • Tenor: 12 months
  • Interest Rate: 17-22% per annum, Paid Monthly


Mayor Foods and Processing Company Limited (‘the company’) is a subsidiary of Mayor Farms and Agro Services Limited. This integrated agri-business company focuses on commercial egg production, commercial broiler processing, chicken and fish feed production, food processing and packaging, and the sales and distribution of Agri-products. In 2019, Mayor Farms was recognized as a “Company to inspire Africa” by the London Stock Exchange Group. The sub-sector contributes roughly 25% of the agricultural GDP to the Nigerian economy. Despite this, the processed chicken market remains largely untapped. Mayor Farms recently landed a lucrative deal with a major Nigerian Fast Food franchise. To meet the demands of this client, the company is seeking an N150 million short-term loan as working capital to finance the cost of rearing more broiler chickens, purchasing new birds, and maximizing their operations.

Open Opportunity in Patolek NG

  • Capital Request: 5 million
  • Investment Structure: Short-term debt
  • Unit Cost: 1 million
  • Tenor: 6 months
  • Interest Rate: 17-22% per annum, Paid monthly

Patolek Nigeria Limited is an indigenous packaging company that aims to eradicate unauthorized duplication and unlicensed production of goods and services through the manufacture of packaging and industrial sealing tapes. The company has been hired to supply two clients with branded bidding tapes as part of a campaign to bring on new customers and increase market share in the logistics sector. Patolek requires a short-term loan of N 5 million as working capital to finance the local purchase order (LPO) from the following clients: Sunola Food Ltd. and A.G. Leventis (Nigeria) Ltd.